/* Basic styles + navbar + footer */
*{box-sizing:border-box} body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,'Noto Sans',Arial,'Apple Color Emoji','Segoe UI Emoji';color:#0b1b34;background:#f6f9ff}
.container{max-width:1100px;margin:0 auto;padding:20px}
.nav{background:#0a3a86;color:#fff}
.nav .container{display:flex;align-items:center;justify-content:space-between}
.nav a{color:#fff;text-decoration:none;margin:0 12px;font-weight:600}
.hero{padding:60px 0;background:linear-gradient(180deg,#0a3a86,#0a3a86 60%,#f6f9ff 60%)}
.hero .card{background:#fff;padding:24px;border-radius:16px;box-shadow:0 6px 24px rgba(0,0,0,.08)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:#fff;padding:18px;border-radius:14px;box-shadow:0 4px 16px rgba(0,0,0,.06)}
h1,h2,h3{margin:8px 0 12px}
/* Footer */
.site-footer{background:#032a63;color:#e7efff;margin-top:40px}
.site-footer a{color:#e7efff;text-decoration:none}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:24px;padding:32px 20px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.15);text-align:center;padding:12px 20px 18px}
@media(max-width:900px){.grid{grid-template-columns:1fr 1fr}.footer-top{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.grid{grid-template-columns:1fr}.footer-top{grid-template-columns:1fr}}
/* Dropdown hover visible text */
.dropdown{position:relative;display:inline-block}
.dropdown > a{padding:8px 10px;border-radius:8px}
.dropdown-menu{position:absolute;left:0;top:120%;background:#ffffff;border:1px solid #e5ecff;border-radius:10px;min-width:200px;box-shadow:0 10px 30px rgba(3,42,99,.2);display:none;padding:8px 6px}
.dropdown:hover .dropdown-menu{display:block}
.dropdown-menu a{display:block;color:#0a3a86;padding:8px 10px;border-radius:8px}
.dropdown-menu a:hover{background:#f0f5ff}